Energy Efficiency Financing Programs - Federal Programs


  • Program Sponsor: U.S. Department of Housing and Urban Development (HUD)

  • Summary/Status: This program is being implemented in partnership with 18 different lending companies that were approved for the Power Saver Program. The southwest region is served by W.J. Bradley, Bank of Colorado, and Sun West Mortgage Company.


  • Sectors: Residential – single family homeowners

  • Geographic Scope: National

  • Types of Measures: Energy efficiency improvements ranging from whole house improvements to insulation additions, new HVAC equipment, duct sealing, or window replacements, as well as renewable energy systems.

  • Other Qualifying Criteria: minimum credit score of 660

Loan Information

  • Interest Rate: 5.75-6.5% (subject to change depending on market conditions)

  • Maximum Financing Term: up to 20 years

  • Loan Size: up to $25,000

  • Type of Loan: Secured

More Information at